Top 5 Toaster Ovens Under $100: Best Buys Now

Tired of waiting for your big oven to heat up just for a single slice of toast or a small batch of cookies? It’s frustrating when you need a quick bite, right? Finding the perfect toaster oven that actually performs well without emptying your wallet can feel like a treasure hunt. You see so many choices under $100, but how do you know which one won’t burn your bagel or take forever to bake?

Many budget toaster ovens promise a lot but deliver weak performance or break down quickly. That’s where the real pain point hits! You want something reliable, easy to clean, and capable of handling your everyday needs—all for under a hundred dollars. It shouldn’t be this complicated!

This guide cuts through the confusion. We have tested and researched the best affordable options available right now. By the end of this post, you will know exactly which toaster oven gives you the most bang for your buck, saving you time and avoiding buyer’s remorse. Let’s dive in and find the champion of budget countertop cooking!

Top Toaster Oven Under $100 Recommendations

No. 1
BLACK+DECKER Crisp 'N Bake Air Fry Countertop Convection Toaster Oven, Medium Capacity, 4-Slice, 5-in-1, Fits 9” Pizza, 30-Min Timer, Bake, Broil, Air Fry, Toast, Keep Warm, Stainless Steel
  • 5-IN–1 MULTIFUNCTIONAL COOKING- Enjoy versatile cooking with Air Fry, Bake, Broil, Toast, and Keep Warm settings. Perfect for preparing a wide variety of meals from crispy fries to perfectly baked pizzas and golden toast.
  • HEALTHY AIR FRYING TECHNOLOGY – Cook crispy, delicious meals with little to no oil using advanced air frying technology. Enjoy healthier alternatives to your favorite fried foods without compromising taste or texture.
  • EVENTOAST TECHNOLOGY FOR PERFECT TOAST – Achieve evenly toasted bread, bagels, and more with BLACK+DECKER’s EvenToast technology, ensuring consistent results every time with no hot spots.
  • COMPACT YET SPACIOUS INTERIOR – Fits up to a 9-inch pizza or 4 slices of bread, making it ideal for quick family meals, snacks, or small batch cooking while saving valuable counter space.
  • USER-FRIENDLY CONTROLS & 7 ACCESSORIES – 30-minute timer with removable crumb/drip tray, bake pan, air fry mesh tray, and wire rack for easy cleanup. Use drip tray when cooking and keep food clear of heating element. See User Manual for proper use.
No. 2
BLACK+DECKER TO1313SBD Toaster Oven, 15.47 Inch, Silver
  • ACCOMMODATES 9-INCH PIZZA OR 4 SLICES OF BREAD – Designed to maximize utility within a compact footprint, the curved interior fits a 9-inch pizza or 4 slices of bread. Place items evenly for best results when toasting, baking, or reheating.
  • FOUR VERSATILE COOKING FUNCTIONS – Select from baking, broiling, toasting, or keeping food warm. Natural convection airflow circulates heat throughout the oven—preheat for 10 minutes to ensure consistent cooking and crisp results.
  • PRECISION 30-MINUTE TIMER WITH STAY-ON OPTION – The 30-minute timer includes clearly marked toast settings and a stay-on function. Oven will not operate unless timer is set or stay-on is selected, ensuring controlled and safe operation.
  • CONVENIENT REMOVABLE CRUMB TRAY – The slide-out crumb tray allows for quick, hygienic cleanup. To prevent spills and overheating, keep food and bakeware at least 1½ inches from the top heating elements and fully contained within the tray.
  • COMPACT AND CONTEMPORARY DESIGN – Measuring 14.5" x 10.8" x 8.8", this sleek stainless steel toaster oven complements any kitchen. Outer surfaces become hot during use—always use oven mitts and allow space for proper ventilation.
No. 3
BLACK+DECKER 4-Slice Toaster Oven with Natural Convection, Stainless Steel, TO1760SS (TO1760SST-1)
  • 4-in-1 VERSATILITY FOR EVERYDAY COOKING – Toast, bake, broil, and keep food warm with one compact countertop appliance. Perfect for quick meals, snacks, and small-batch cooking without heating up your full-size oven.
  • EVENTOAST TECHNOLOGY FOR CONSISTENT RESULTS – Specially designed interior ensures even heat distribution and better toasting performance—ideal for up to 4 slices of bread or a 9” pizza.
  • 30-MINUTE TIMER WITH STAY-ON FUNCTION – Built-in precision timer with stay-on setting allows for longer baking tasks. Ready indicator light and audible signal make meal prep simple and hassle-free.
  • SPACE-SAVING, SLEEK STAINLESS STEEL DESIGN – Modern stainless steel finish complements any kitchen decor while saving counter space. Durable build and clear glass door let you monitor food easily.
  • EASY CLEANUP WITH REMOVABLE CRUMB TRAY – Includes a slide-out crumb tray, bake pan, and broil rack for mess-free use and quick cleaning after every meal.
No. 4
Elite Gourmet ETO236 Personal Compact 2 Slice Countertop Toaster Oven with 15 Minute Timer & Adjustable Temperature, Bake, Broil, & Toast, Black
  • COMPACT & SPACE SAVING: Versatile compact design fits nicely in small spaces when counter space is limited.
  • ADJUSTABLE TIMER: The 15 min timer is perfect for toasting and warming up food for a quick and easy snack or breakfast.
  • ADJUSTABLE TEMPERATURE CONTROLS: Adjust your oven controls between 200F-450F degrees for toasting, warming or baking.
  • 650 WATTS OF POWER: Built-in temperature thermostat maintains even cooking heat to keep food warm, bake or toast.
  • ACCESSORIES INCLUDED - Includes a non-stick back pan and wire rack that easily slides in and out of the rack position to suit a variety of foods.
No. 5
BLACK+DECKER TO3250XSBD 8-Slice Extra Wide Convection Countertop Toaster Oven, Includes Bake Pan, Broil Rack & Toasting Rack, Stainless Steel/Black
  • Fits Most Oven Pans - Use the pans you already have! This spacious oven fits most standard 9”x13” oven pans with handles. That means you can go from straight from oven to table. Plus, the included baking/broiling pan fits perfectly, making it easy to insert and remove food. Toasting rack also included.
  • Convection Heating - The powerful convection fan circulates warm air throughout the oven for fast, even baking. Other functions include: baking, broiling, toasting, and keeping food warm.Dedicated Toast Timer - Get perfect toast every time using the dedicated toast timer. It allows for predictable shade selection with every use.
  • Temperatures in the oven will be lower than your set point. This is due to advanced heating elements used in this oven. Temperature dial settings have been calibrated to provide expected results for most recipes taking into account the advanced heating elements.
  • 60-minute Timer - The 60-minute precision timer features stay-on functionality for longer baking tasks. Dedicated precision toast timer. 3 rack positions for improved cooking flexibility
No. 6
BLACK+DECKER Crisp 'N Bake Air Fryer Countertop Convection Toaster Oven, Large Capacity, 6-Slice, 5-in-1, Fits 12” Pizza, 60-Min Timer, Bake, Broil, Air Fry, Toast, Keep Warm, Stainless Steel
  • 5-IN-1 COOKING VERSATILITY – Air fry, Bake, broil, toast, air fry, and keep warm with one powerful appliance. Perfect for preparing everything from crispy snacks to hearty meals.
  • AIR FRY TERCHNOLOGY FOR HEALTHIER MEALS – Enjoy the crunch and flavor of fried food with up to 75% less fat. Uses hot air circulation to deliver crispy results without excess oil.
  • LARGE CAPACITY FITS 12" PIZZA – Generously sized interior fits six slices of toast or a 12-inch pizza—great for family dinners, appetizers, or meal prepping.
  • EVENTOAST TECHNOLOGY FOR CONSISTENT RESULTS – Specially designed interior ensures even heat distribution for perfectly toasted bread, bagels, and more.
  • USER-FRIENDLY WITH 60-MINUTE TIMER – Simple control knobs let you customize temperature and time. Includes stay-on function, removable crumb tray, air fry basket, bake pan, and wire rack for easy use and cleanup.
No. 7
Hamilton Beach 2-in-1 Countertop Toaster Oven and Long Slot 2 Slice Toaster, 60 Minute Timer and Automatic Shut Off, Shade Selector, Stainless Steel (31156)
  • SAVE SPACE WITH 2 APPLIANCES IN 1: Replace your standalone toaster and countertop oven with this space-saving toaster and toaster oven combo. It bakes, broils and toasts, providing the versatility to effortlessly prepare breakfast, lunch or dinner.
  • SPACIOUS INTERIOR PROVIDES PLENTY OF COOKING SPACE: This Hamilton Beach toaster oven has 16.5 L of space for cooking everything you love, including delicious one-pan meals. It has 2 rack positions and can hold a 9" pizza or 3/4 lb. of fries.
  • TOASTS FASTER AND MORE EVENLY: Make toast 40% faster* and enjoy it browned just the way you like it. The stainless steel toaster oven combo offers 5 toast shades for lighter or darker toast and holds 2 regular slices or 1 long slice of bread.
  • EASY TO USE: This compact toaster oven features auto shutoff, a 60 minute timer with ready bell for tracking cooking progress, and a Stay On setting ideal for baking multiple batches of food.
  • VERSATILE WITH 4 COOKING MODES: Prepare a variety of foods in this one multifunctional appliance. It has four cooking modes: bake, broil, toast, and keep warm.
No. 8
Hamilton Beach Air Fryer Toaster Oven Combo with Large Capacity, Fits 6 Slices or 12” Pizza, 4 Cooking Functions for Convection, Bake, Broil, Roll-Top Door, Easy Reach Sure-Crisp, Stainless Steel
  • 30-MINUTE TIMER WITH STAY-ON, AUTO SHUTOFF, AND READY BELL: The 30-minute timer with bell helps you keep track of time in this toaster oven air fryer combo. The Stay On allows for extended cooking time and the automatic shutoff provides peace of mind
  • SURE-CRISP AIR FRY FUNCTION EVENLY COOKS AND BROWNS FOODS: This toaster oven air fryer combo with Sure-Crisp convection technology cooks and browns foods evenly with little or no oil, making it ideal for fries, chicken wings, vegetables, and more.
  • EASY REACH OVEN DOOR PROVIDES EASY ACCESS TO FOODS AND COUNTERTOP: The specially designed glass door on this Hamilton Beach air fryer and toaster oven combo makes it easier to add and remove foods from the oven and check foods as they're cooking.
  • PLENTY OF COOKING SPACE AND 2 RACK POSITIONS: The Hamilton Beach Air Fryer Toaster Oven has plenty of room for 6 slices of toast, a 12" pizza, or a 9" x 11" baking pan. It has 2 rack positions to accommodate a variety of foods.
  • COOK YOUR WAY WITH 4 COOKING FUNCTIONS AND 1400 WATTS OF POWER: Toast, air fry, bake, or broil in this versatile airfryer toaster oven combo. It has 1400 watts of cooking power.

The Smart Shopper’s Guide: Finding the Best Toaster Oven Under $100

You want a handy kitchen helper that toasts bread perfectly and bakes small meals without heating up your whole kitchen. A toaster oven under $100 is a fantastic choice! This guide helps you pick the best one for your needs.

Key Features to Look For

When shopping for a budget-friendly toaster oven, focus on these important features. They make a big difference in how you use the appliance.

1. Size and Capacity

Check the interior space. A larger oven fits more food. Think about what you cook most often. Can it fit four slices of toast? Does it hold a small pizza (like a 9-inch one)? Bigger ovens usually take up more counter space, so measure your kitchen first.

2. Functions and Settings

Good toaster ovens offer more than just toasting. Look for these settings:

  • Toast/Bake: These are standard.
  • Broil: Essential for melting cheese or browning the top of casseroles.
  • Convection (Bonus!): This setting uses a fan to circulate hot air. It cooks food faster and more evenly. You often find this feature even in cheaper models now.

3. Temperature Range and Controls

Ensure the oven heats up high enough (usually up to 450°F or higher) for baking and broiling. Controls matter too. Digital controls offer more precise temperature settings. Simple dials are easy to use but sometimes less accurate.

Important Materials and Build Quality

The materials used affect how long your toaster oven lasts and how safe it is to use.

Exterior and Interior

Most affordable models use stainless steel or painted metal for the exterior. Stainless steel looks nice and cleans up well. Inside, look for a non-stick coating on the crumb tray and the cooking rack. This makes cleanup much easier.

Heating Elements

Heating elements are usually made of metal tubes or quartz. Quartz elements heat up faster than traditional metal ones. Check reviews to see if the elements heat evenly across the whole oven.

Factors That Improve or Reduce Quality

Quality isn’t just about the price tag. These details determine if the oven performs well over time.

Improving Quality:

  • Insulation: Better insulation keeps the outside of the oven cooler while cooking. This is safer.
  • Automatic Shut-off: A timer that turns the oven off when done prevents burning and saves energy.
  • Included Accessories: A good baking pan and a sturdy wire rack are necessary extras.

Reducing Quality (Watch Outs):

Cheap plastic knobs or handles can break quickly. If the door feels flimsy or doesn’t close tightly, heat will escape, making cooking uneven. Thin metal siding can also mean the exterior gets dangerously hot.

User Experience and Use Cases

Think about how you plan to use your new oven.

For Quick Meals:

If you only toast bread, reheat leftovers, or make frozen snacks, a smaller, simpler model works great. Look for fast preheating times.

For Small Batch Cooking:

If you bake cookies for one or two people or cook small chicken breasts, prioritize convection settings and accurate temperature control. These functions help you replace your main oven on hot days.

Remember, an under $100 toaster oven offers great value. Focus on the features you need most, and you will find a reliable kitchen partner!


10 Frequently Asked Questions (FAQ) About Toaster Ovens Under $100

Q: Can a toaster oven under $100 really replace my big oven?

A: For small meals, yes! They are great for baking a few muffins or reheating pizza slices. They heat up much faster than a full-sized oven.

Q: Is convection worth looking for in a cheap toaster oven?

A: Yes, if you can find it! Convection cooks food more evenly and often faster, making your budget purchase perform better.

Q: How do I clean the crumb tray?

A: Always unplug the oven first. Most crumb trays slide out easily. You can wash them with warm, soapy water. Make sure they are completely dry before putting them back in.

Q: Are these ovens safe to leave unattended?

A: Never leave any cooking appliance unattended for long periods. However, look for models with automatic shut-off timers for extra safety.

Q: Will the outside get very hot?

A: Yes, most budget models get hot on the exterior surfaces. Always use oven mitts when touching the sides or top, and keep them away from walls or cabinets.

Q: What is the average size of these ovens?

A: Most fit 4 to 6 slices of toast or a small 9-inch pizza. Check the interior dimensions if you plan to cook larger items.

Q: Are digital controls better than dial controls?

A: Digital controls usually offer more precise temperature settings. Dials are simpler and sometimes more durable, but they can be less accurate when setting exact temperatures.

Q: Do I need special cookware inside?

A: You need oven-safe cookware. Usually, the small metal pan that comes with the oven works fine for baking. Avoid plastic or anything not rated for oven use.

Q: How long should a good toaster oven last?

A: A well-made toaster oven under $100 should last between 3 to 5 years with regular use. Good cleaning habits help it last longer.

Q: What should I do if my toast comes out uneven?

A: Uneven toasting often means the heating elements are not heating equally. Try rotating the bread halfway through the toasting cycle. If the problem continues, the oven might need replacing.